JP Morgan Chase & Co  US

Financial Data

Below is a list of financial results for JP Morgan Chase & Co, New York (NY). (Bank Holding Company)
There are 32 years of financial data for this bank.
Financial Datapoint 201720182019
Cash and Balance at Central Bank(s) n/a $22,324 m $21,704 m
Gross Total Loans $956,829 m $1,014,765 m $993,488 m
Loans and Advances to Financial Institutions $42,565 m $51,642 m $58,392 m
Loans and Advances to Corporate Customers $360,021 m $401,492 m $398,569 m
Loans and Advances to Public Institutions $2,229 m $3,090 m $2,970 m
Loans and Advances to Retail Customers $552,014 m $558,541 m $533,557 m
Allowance for Loan Losses $13,604 m $13,445 m $13,123 m
Net Loans $943,225 m $1,001,320 m $980,365 m
Mortgages $399,140 m $405,202 m $372,466 m
Trading Securities $325,387 m $359,578 m $361,412 m
Available-for-Sale Securities $202,166 m $230,319 m $350,622 m
Held-to-Maturity Securities $47,733 m $31,434 m $47,540 m
Derivatives (Assets) $56,128 m $53,963 m $49,480 m
Total Assets $2,533,600 m $2,622,532 m $2,687,379 m
Average Assets $2,512,286 m $2,578,066 m $2,654,955 m
Gross Total Deposits $1,443,982 m $1,470,666 m $1,562,431 m
Total Senior Debt $344,720 m $354,806 m $341,173 m
Derivatives (Liabilities) $37,587 m $41,652 m $43,594 m
Trading Liabilities $85,925 m $103,063 m $75,629 m
Subordinated Liabilities $17,243 m $16,742 m $17,591 m
Total Liabilities $2,277,706 m $2,365,813 m $2,425,846 m
Total Equity $255,894 m $256,719 m $261,533 m
Average Equity $255,148 m $256,306 m $259,126 m
Financial Datapoint 201720182019
Net Interest Income $50,370 m $55,396 m $57,595 m
Interest Income $64,645 m $77,779 m $84,390 m
Interest Expenses $14,275 m $22,383 m $26,795 m
Net Non-Interest Income $49,787 m $53,679 m $58,714 m
Net Fee and Commission Income $31,025 m $32,016 m $28,677 m
Net Trading Income $11,709 m $8,830 m $23,161 m
Unrealized Gains or Losses on Financial Instruments Designated at Fair Value n/a $414 m $258 m
Other Non-Interest Income $7,053 m $12,419 m $6,618 m
Total Operating Income $100,157 m $109,075 m $116,309 m
Total Impairment Charges and Provisions $5,300 m $4,885 m $5,449 m
Loan Impairment Provisions $5,293 m $4,885 m $5,449 m
Other Financial Assets Impairment Provisions $7 m n/a n/a
Net Operating Income $94,857 m $104,190 m $110,860 m
Operating Costs $58,862 m $63,339 m $66,170 m
Staff Expenses $31,548 m $33,213 m $34,797 m
General and Administrative Expenses (excluding depreciation) $27,314 m $30,126 m $31,373 m
Total Profit or Loss on Discontinued Operations & Extraordinary Items n/a $47 m $-98 m
Pre-Tax Profits $35,909 m $40,790 m $44,538 m
Taxes $11,459 m $8,290 m $8,114 m
Net Income $24,450 m $32,500 m $36,424 m
Financial Datapoint 201720182019
Core Tier 1 or CET 1 $229,497 m $230,447 m $234,337 m
Adjustments to CET1 $-46,197 m $-46,973 m $-46,584 m
Net CET1 $183,300 m $183,474 m $187,753 m
Additional Tier 1 $25,344 m $25,619 m $26,679 m
Tier 1 Capital $208,644 m $209,093 m $214,432 m
Tier 2 Capital $29,751 m $28,418 m $28,157 m
Total Risk-Weighted Assets $1,499,505 m $1,528,916 m $1,515,869 m
BIS Capital Adequacy Ratio (Core Tier1 %) 12.22 % 12.00 % 12.39 %
BIS Capital Adequacy Ratio (Tier 1) 13.91 % 13.68 % 14.15 %
BIS Capital Adequacy Ratio (Total) 15.89 % 15.53 % 16.00 %
Financial Datapoint 201720182019
Profitability
Return on Assets 0.97 % 1.24 % 1.36 %
Return on Capital 11.72 % 15.54 % 16.99 %
Return on Equity 9.55 % 12.66 % 13.93 %
Return on RWA 1.63 % 2.13 % 2.40 %
Profit Margin 35.85 % 37.40 % 38.29 %
Net Interest Income to Average Assets 2.00 % 2.15 % 2.17 %
Net Income to Average Assets 0.97 % 1.26 % 1.37 %
Net Income to Average Equity 9.58 % 12.68 % 14.06 %
Asset Utilisation 3.99 % 4.23 % 4.38 %
Equity Multiplier 9.85 % 10.06 % 10.25 %
Income
Net Interest Income to Total Operating Income 50.29 % 50.79 % 49.52 %
Net Fee and Commission Income to Total Operating Income 30.98 % 29.35 % 24.66 %
Net Trading Income to Total Operating Income 11.69 % 8.10 % 19.91 %
Net Non-Interest Income to Total Operating Income 49.71 % 49.21 % 50.48 %
Operational Efficiency
Cost/Income Ratio 58.77 % 58.07 % 56.89 %
Staff Costs to Total Operating Expenses 53.60 % 52.44 % 52.59 %
General and Admin Expenses to Total Operating Expenses 46.40 % 47.56 % 47.41 %
Pre-Tax Profit per $ of Staff Costs 1.14 1.23 1.28
Asset Quality
Non-Performing Loans (NPL%) 1.44 % 1.02 % 0.77 %
Total Impairment Charges to Total Operating Income 5.29 % 4.48 % 4.68 %
Total Impairment Charges to Gross Total Loans 0.55 % 0.48 % 0.55 %
Leverage
Capital Assets Ratio 8.24 % 7.97 % 7.98 %
Debt to Equity Ratio 890.10 % 921.56 % 927.55 %
Total Senior Debt to Total Equity 134.71 % 138.21 % 130.45 %
Total Senior Debt to Total Liabilities 15.13 % 15.00 % 14.06 %
Total Senior Debt plus Subordinated Liabilities to Total Liabilities 15.89 % 15.70 % 14.79 %
Total Liabilities to Total Assets 89.90 % 90.21 % 90.27 %
Liquidity
Cash Held as % Total Deposits n/a 1.52 % 1.39 %
Loans to Assets Ratio 37.77 % 38.69 % 36.97 %
Loans to Deposits Ratio 66.26 % 69.00 % 63.59 %
Resilience
Allowance for Loan Losses to Gross Total Loans 1.42 % 1.32 % 1.32 %
Risk Profile
RWA Density 59.18 % 58.30 % 56.41 %
Financial Datapoint 201720182019
Employees (Total) 246,337 249,632 250,115
Compliance Information 2017 2018 2019
PricewaterhouseCoopers PricewaterhouseCoopers PricewaterhouseCoopers
No No No
Yes No No
No No No
No No No
Yes Yes Yes
3 3 3