We hope you found the site useful. If you are interested in subscribing, or have any questions about the database, please email thebankerdatabase@ft.com or call us on +44 (0)207 775 6370.

Please confirm you want to Logout?

You have clicked on content or functionality that is only available to subscribers.

You do not have permission to view this ranking

You do not have permission to download this file

Our Products: The Banker | Global Risk Regulator

The Banker - DatabaseDatapoint Name | Datapoint Definition | Datapoint Category | Datapoint Category ID |
---|---|---|---|

Additional Tier 1 | As defined by the Basel Committee. Instruments issued by the bank that meet the criteria for inclusion in Additional Tier 1 Capital, stock surplus from the issue of the instrument included in Additional Tier 1 Capital, Instruments issued by consolidated subsidiaries of the bank and held by third parties that meet the criteria for inclusion in Additional Tier 1 Capital, plus regulatory adjustment (Basel 3 only) | Capital Adequacy | 3 |

Adjustments to CET1 | Regulatory adjustments applied in the calculation of Common Equity Tier 1 (Basel 3 only) | Capital Adequacy | 3 |

Allowance for Loan Losses | The allowance recorded for the gross loan book on the balance sheet | Balance Sheet | 1 |

Allowance for Loan Losses to Gross Total Loans | Provision on Loans divided by Gross Total Loans, expressed as a % | Ratios | 7 |

Asset Utilisation | Total Operating Income divided by Average Assets expressed as a % | Ratios | 7 |

Available-for-Sale Securities | Debt or equity securities classified as available for sale | Balance Sheet | 1 |

Average Assets | Current year assets plus previous year assets, divided by 2 | Balance Sheet | 1 |

Average Equity | Current year equity plus previous year equity, divided by 2 | Balance Sheet | 1 |

BIS Capital Adequacy Ratio (Core Tier1 %) | Core Tier 1 Capital, net of deductions, divided by Total Risk Weighted Assets, expressed as a % | Capital Adequacy | 3 |

BIS Capital Adequacy Ratio (Tier 1) | Tier 1 Capital, net of deductions, divided by Total Risk Weighted Assets, expressed as a % | Capital Adequacy | 3 |

BIS Capital Adequacy Ratio (Total) | The sum of Tier 1 Capital and Tier 2 Capital, both net of deductions, divided by Total Risk Weighted Assets, expressed as a % | Capital Adequacy | 3 |

Branches (Total) | Total number of domestic and overseas branches | Other Indicators | 4 |

Capital Assets Ratio | Tier 1 Capital divided by Total Assets, expressed as a % | Ratios | 7 |

Cash and Balance at Central Bank(s) | Cash positions and deposits with the national Central bank and overseas Central Banks, plus loans advanced to Central Banks (when they constitute a regulatory requirement). It does not include deposits and short term loans with banks. | Balance Sheet | 1 |

Cash Held as % Total Deposits | Cash and Balance at Central Bank(s) divided by Gross Total Deposits, expressed as a % | Ratios | 7 |

Core Tier 1 or CET 1 | Common equity consists of the sum of common shares, stock surplus (share premium) resulting from the issue of instruments included in common equity tier 1, retained earnings, accumulated other comprehensive income and other disclosed reserves, common shares issued by consolidated subsidiaries of the bank and held by third parties (ie minority interest) that meet the criteria for inclusion in common equity tier 1 capital, and regulatory adjustments applied in the calculation of common equity tier 1 | Capital Adequacy | 3 |

Corporate Customer Deposits | Deposits made by Corporate Customers (Including SME's) | Balance Sheet | 1 |

Cost/Income Ratio | Operating Costs excluding Total Impairments Charges and Provisions ( ie for loan losses, financial assets and other general provision) divided by Total Operating Income | Ratios | 7 |

Counterparty Credit Risk | Subset of Credit Risk Weighted Assets related to the probability of default of the counterparty of financial instruments and contracts | Capital Adequacy | 3 |

Counterparty Credit Risk to Credit Risk Weighted Assets | Counterparty Credit Risk divided by Credit Risk Weighted Assets, expressed as a % | Ratios | 7 |

Counterparty Credit Risk to Total Risk Weighted Assets | Counterparty Credit Risk divided by Total Risk Weighted Assets, expressed as a % | Ratios | 7 |

Credit Risk to Total RWA | Credit Risk Weighted Assets divided by Total Risk Weighted Assets, expressed as a % | Ratios | 7 |

Credit Risk-Weighted Assets | Credit Risk-Weighted Assets as defined by the Basel Committee | Capital Adequacy | 3 |

Debt to Equity Ratio | Total Liabilities divided by Total Equity, expressed as a % | Ratios | 7 |

Deposits by Banks | Deposits made by Banks and other Financials Institutions | Balance Sheet | 1 |

Deposits made by the Central Bank | Deposits made by the Central Bank | Balance Sheet | 1 |

Derivatives (Assets) | Contracts, such as futures and options, where the price is derived from the price of an underlying financial asset | Balance Sheet | 1 |

Derivatives (Liabilities) | Contracts such as options and futures where price is derived from the price of an underlying financial liability | Balance Sheet | 1 |

Employees (Total) | Total headcount | Other Indicators | 4 |

Equity Multiplier | Average Assets divided by Average Equity | Ratios | 7 |

General and Admin Expenses to Total Operating Expenses | General and Administrative Expenses divided by Operating Costs, expressed as a % | Ratios | 7 |

General and Administrative Expenses (excluding depreciation) | General and Administrative Expenses (excluding depreciation) | Income Statement | 2 |

Gross Impaired Loans | The total value of loans where the contractual cash flow is not expect to be fully collected or not collected when it is contractually due | Balance Sheet | 1 |

Gross Impaired Loans to Gross Total Loans | Gross Impaired Loans divided by Gross Total Loans, expressed as a % | Ratios | 7 |

Gross Total Deposits | Total deposits made by retail and corporate customers and financial institutions | Balance Sheet | 1 |

Gross Total Loans | The value of gross total loan book, including loans and advances to banks and financial institutions, corporate customers (including corporate mortgages), public institutions and retail customers (including retail mortgages), including the allowance for loan losses. It does not include repurchase agreement. | Balance Sheet | 1 |

Held-to-Maturity Securities | Debt securities intended (and able) to be held until maturity | Balance Sheet | 1 |

High Quality Liquid Assets | Assets that can be converted easily into cash to meet liquidity needs. These include cash, Cash and Balances at Central Banks and securities guaranteed by sovereigns | Balance Sheet | 1 |

High Quality Liquid Assets to Total Assets | High Quality Liquid Assets divided by to Total Assets, expressed as a % | Ratios | 7 |

Interest Expenses | Total gross Interest Expenses | Income Statement | 2 |

Interest Income | Total gross Interest Income | Income Statement | 2 |

Liquidity Coverage Ratio | The value of High Quality Liquid Assets divided by the total net cash outflows over the next 30 calendar days, expressed as a % | Ratios | 7 |

Loan Coverage Ratio | Allowance for Loan Losses (from the balance sheet) divided by the value of non performing loans, expressed as a % | Ratios | 7 |

Loan Impairment Provisions | The amount recognized in the P&L for loan provision/impairment, net of reversal | Income Statement | 2 |

Loans and Advances to Corporate Customers | Loans and advances made to Corporate Customers (including mortgages) | Balance Sheet | 1 |

Loans and Advances to Financial Institutions | Loans and advances made to banks and financial institutions | Balance Sheet | 1 |

Loans and Advances to Public Institutions | Loans and Advances made to Public Institutions (ie. Governments, municipalities or state-owned companies) | Balance Sheet | 1 |

Loans and Advances to Retail Customers | Loans and advances made to Retail Customers (including mortgages) | Balance Sheet | 1 |

Loans to Assets Ratio | Gross Total Loans as a % of Total Assets | Ratios | 7 |

Loans to Deposits Ratio | Gross Total Loans divided by Gross Total Deposits, expressed as a % | Ratios | 7 |

Market Risk to Total RWA | Market Risk Weighted Assets divided by Total Risk Weighted Assets, expressed as a % | Ratios | 7 |

Market Risk-Weighted Assets | Market Risk-Weighted Assets as defined by the Basel Committee | Capital Adequacy | 3 |

Mortgages | Gross Loans collateralised by real estate and constructions | Balance Sheet | 1 |

Net CET1 | Common Equity Tier 1 net of Adjustments to CET1 (Basel 3 only) | Capital Adequacy | 3 |

Net Fee and Commission Income | Net fees and commissions received from all services, transactions and sales | Income Statement | 2 |

Net Fee and Commission Income to Total Operating Income | Net Fee and Commission Income divided by Total Operating Income, expressed as a % | Ratios | 7 |

Net Income | Pre-Tax Profits minus Taxes | Income Statement | 2 |

Net Income to Average Assets | Net profit after tax to Average Assets | Ratios | 7 |

Net Income to Average Equity | Net profit after tax to Average Equity | Ratios | 7 |

Net Interest Income | Revenues generated by interest-bearing assets minus the cost of servicing (interest-burdened) liabilities. It is the result of Interest Income minus Interest Expenses | Income Statement | 2 |

Net Interest Income to Average Assets | Net Interest Income to Average Assets | Ratios | 7 |

Net Interest Income to Total Operating Income | Net Interest Income divided by Total Operating Income, expressed as a % | Ratios | 7 |

Net Interest Margin | Net Interest Income divided by average interest earning assets, expressed as a % | Ratios | 7 |

Net Loans | Gross Total Loans (excluding interest matured or paid) minus Allowance for Loan Losses | Balance Sheet | 1 |

Net Non-Interest Income | The sum of Net Fee and Commission Income, Net Trading Income, Unrealized Gains or Losses on Financial Instruments designated at Fair-Value and Other non-Interest Income, net of expenses | Income Statement | 2 |

Net Non-Interest Income to Total Operating Income | Net Non-Interest Income divided by Total Operating Income, expressed as as a % | Ratios | 7 |

Net Operating Income | Total Operating Income, net of Total Impairment Charges and Provisions, excluding depreciation and amortization | Income Statement | 2 |

Net Stable Funding Ratio | The percentage of capital and liabilities expected to be reliable during the following year. The required Stable Funding of a specific institution is a function of the liquidity characteristics and residual maturities of the various assets held by that institution as well as those of its off-balance sheet exposures | Ratios | 7 |

Net Trading Income | Net realized trading income from securities, derivatives and currencies | Income Statement | 2 |

Net Trading Income to Total Operating Income | Net Trading Income divided by Total Operating Income, expressed as a % | Ratios | 7 |

Non-Performing Loans (NPL%) | Gross non-performing loans, whether impaired or not, (outstanding over 90 days but still accruing interest, plus any non-accrual loans) divided by Gross Total Loans (not including deductions for loan loss provisions), expressed as a % | Ratios | 7 |

Number of ATMs | Number of ATM's fully owned by the bank | Other Indicators | 4 |

Number of Corporate Customers | Number of Corporate Customers | Other Indicators | 4 |

Number of Retail Customers | Number of Retail Customers | Other Indicators | 4 |

Off-Balance Sheet Risk-Weighted Assets | Off-Balance Sheet Risk-Weighted Assets as defined by the Basel Committee | Capital Adequacy | 3 |

Operating Costs | Operating Costs excluding depreciation and amortization | Income Statement | 2 |

Operational Risk to Total RWA | Operational Risk Weighted Assets divided by Total Risk Weighted Assets, expressed as a % | Ratios | 7 |

Operational Risk-Weighted Assets | Operational Risk-Weighted Assets as defined by the Basel Committee | Capital Adequacy | 3 |

Other Financial Assets Impairment Provisions | The amount recognized in the P&L for securities provision/impairment, net of reversal | Income Statement | 2 |

Other Impairment Charges and Provisions | The amount recognized in the P&L for provision/impairment, net of reversal, for assets other than loans and securities, excluding impairment of goodwill | Income Statement | 2 |

Other Non-Interest Income | Any other non interest income not included in net non interest income (i.e. insurance income, currency revaluation, other operating income, miscellaneous) | Income Statement | 2 |

Pre-Tax Profit per $ of Staff Costs | Pre-Tax Profit $ generated per $ of Staff Expenses | Ratios | 7 |

Pre-Tax Profits | Profit or loss before the deduction of Taxes, including profits from discontinued operations and extraordinary items before tax and income from minority holdings, excluding profits distributed to minority shareholders or other comprehensive income | Income Statement | 2 |

Profit Margin | Net Operating Income divided by Total Operating Income, multiplied by 100 | Ratios | 7 |

Retail Customer Deposits | Deposits made by Retail Customers | Balance Sheet | 1 |

Return on Assets | Net Income for the year divided by Total Assets, expressed as a % | Ratios | 7 |

Return on Capital | Net Income for the year divided by Tier 1 Capital, expressed as a % | Ratios | 7 |

Return on Equity | Net Income for the year divided by Total Equity, expressed as a % | Ratios | 7 |

Return on RWA | Net Income for the year divided by Total Risk Weighted Assets, expressed as a % | Ratios | 7 |

RWA Density | Total Risk Weighted Assets divided by Total Assets, expressed as a % | Ratios | 7 |

Shariah-compliant Assets | Assets held by the bank regulated by the requirements of Shariah law. | Balance Sheet | 1 |

Staff Costs to Total Operating Expenses | Staff Costs divided by Operating Costs, expressed as a % | Ratios | 7 |

Staff Expenses | Staff Expenses | Income Statement | 2 |

Subordinated Liabilities | Debt securities which are subordinate to the claims of depositors and other creditors in the event of insolvency of the issuer | Balance Sheet | 1 |

Taxes | Total Taxes as reported in the P&L, net of tax credit, including taxes from discontinued operations | Income Statement | 2 |

Tier 1 Capital | As defined by the Basel Committee. This is permanent shareholdersâ€™ equity and disclosed reserves and minority interests in subsidiaries less than wholly owned, after distribution of net profit or loss. It excludes cumulative preference shares and revaluation reserves. Tier 1 Capital is reported net of regulatory deductions | Capital Adequacy | 3 |

Tier 2 Capital | As defined by the Basel Committee. This is cumulative preference shares, revaluation reserves, hidden reserves, subordinated and other long-term debt. Tier 2 Capital is reported net of regulatory deductions | Capital Adequacy | 3 |

Total Assets | Total Assets held on the balance sheet | Balance Sheet | 1 |

Total Equity | Total Assets minus Total Liabilities | Balance Sheet | 1 |

Total Impairment Charges and Provisions | The amount recognized in the P&L for provision/impairment net of reversal. Total provision/impairment for loans, financial assets and other additional provisions, excluding impairment of goodwill | Income Statement | 2 |

Total Impairment Charges to Gross Total Loans | Total Impairment Charges and Provisions divided by Gross Total Loans, expressed as a % | Ratios | 7 |

Total Impairment Charges to Total Operating Income | Total Impairment Charges and Provisions divided by Total Operating Income, expressed as a % | Ratios | 7 |

Total Liabilities | Total liabilities held on the balance sheet | Balance Sheet | 1 |

Total Liabilities to Total Assets | Total Liabilities divided by to Total Assets, expressed as a % | Ratios | 7 |

Total Number of Customers | Total Number of Customers | Other Indicators | 4 |

Total Operating Income | Total net interest income plus net non interest income before the deduction of any impairment charges/provisions and operating costs | Income Statement | 2 |

Total Profit or Loss on Discontinued Operations & Extraordinary Items | Profit or Loss on Discontinued Operations & Extraordinary Items, before Taxes, including gross revenue/cost generated by impairment of goodwill and disposal of line of business or entire business | Income Statement | 2 |

Total Risk-Weighted Assets | Total Risk-Weighted Assets as defined by the Basel Committee | Capital Adequacy | 3 |

Total Senior Debt | Senior Debt securities issued by the bank, excluding those held by central bank | Balance Sheet | 1 |

Total Senior Debt plus Subordinated Liabilities to Total Liabilities | Total Debt plus Subordinated Liabilities, divided by Total Liabilities, expressed as a % | Ratios | 7 |

Total Senior Debt to Total Equity | Total Senior Debt Securities divided by Total Equity, expressed as a % | Ratios | 7 |

Total Senior Debt to Total Liabilities | Total Senior Debt Securities divided by Total Liabilities, expressed as a % | Ratios | 7 |

Trading Liabilities | Debt or equity securities sold but not yet purchased | Balance Sheet | 1 |

Trading Securities | Debt or equity securities bought and held for sale in the near-term to generate income on short-term price changes. Excludes derivatives. | Balance Sheet | 1 |

Unrealized Gains or Losses on Financial Instruments Designated at Fair Value | Unrealized gains or losses from securities in the trading book, calculated at fair-value | Income Statement | 2 |