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HSBC Holdings  UK

Financial Data

Below is a list of financial results for HSBC Holdings, London. (Bank Holding Company)
There are 34 years of financial data for this bank.
Financial Datapoint 201920202021
Cash and Balance at Central Bank(s) $154,099 m $304,481 m $403,022 m
Gross Total Loans $1,114,694 m $1,134,015 m $1,140,384 m
Loans and Advances to Financial Institutions $139,924 m $146,238 m $148,508 m
Loans and Advances to Corporate Customers $532,186 m $518,550 m $505,927 m
Loans and Advances to Public Institutions $8,313 m $8,538 m $7,612 m
Loans and Advances to Retail Customers $434,271 m $460,809 m $478,337 m
Allowance for Loan Losses $8,748 m $14,532 m $11,434 m
Net Loans $1,105,946 m $1,119,483 m $1,128,950 m
Mortgages $322,178 m $352,282 m $371,368 m
Trading Securities $264,811 m $246,104 m $266,981 m
Available-for-Sale Securities $357,577 m $402,054 m $348,972 m
Held-to-Maturity Securities $85,735 m $88,639 m $97,302 m
Derivatives (Assets) $242,995 m $307,726 m $196,882 m
Total Assets $2,715,152 m $2,984,164 m $2,957,939 m
Average Assets $2,636,638 m $2,849,658 m $2,971,051 m
High Quality Liquid Assets $601,400 m $677,900 m $717,000 m
Stage 1 Loans $1,019,353 m $949,454 m $1,000,572 m
Stage 2 Loans $81,632 m $165,189 m $120,741 m
Stage 3 Loans $13,378 m $19,095 m $18,797 m
POCI $332 m $277 m $274 m
Allowance for Stage 1 Loans $1,311 m $2,007 m $1,381 m
Allowance for Stage 2 Loans $2,286 m $4,974 m $3,122 m
Allowance for Stage 3 Loans $5,052 m $7,439 m $6,867 m
Allowance for POCI $99 m $112 m $64 m
Gross Total Deposits $1,498,137 m $1,724,860 m $1,811,727 m
Retail Customer Deposits $747,252 m $832,278 m $855,328 m
Deposits by Banks $59,022 m $82,080 m $101,152 m
Corporate Customer Deposits $691,863 m $810,502 m $855,246 m
Total Senior Debt $236,323 m $218,108 m $193,110 m
Derivatives (Liabilities) $239,497 m $303,001 m $191,064 m
Trading Liabilities $70,580 m $56,314 m $69,445 m
Subordinated Liabilities $34,730 m $32,795 m $30,587 m
Total Liabilities $2,522,484 m $2,779,169 m $2,751,162 m
Total Equity $192,668 m $204,995 m $206,777 m
Average Equity $193,458 m $198,831 m $205,886 m
Financial Datapoint 201920202021
Net Interest Income $30,462 m $27,578 m $26,489 m
Interest Income $54,695 m $41,756 m $36,188 m
Interest Expenses $24,233 m $14,178 m $9,699 m
Net Non-Interest Income $25,686 m $22,851 m $23,063 m
Net Fee and Commission Income $12,023 m $11,874 m $13,097 m
Net Trading Income $16,983 m $11,529 m $7,466 m
Unrealized Gains or Losses on Financial Instruments Designated at Fair Value $-2,322 m $820 m $4,947 m
Other Non-Interest Income $-998 m $-1,372 m $-2,447 m
Total Operating Income $56,148 m $50,429 m $49,552 m
Total Impairment Charges and Provisions $2,756 m $8,817 m $-928 m
Loan Impairment Provisions $2,591 m $8,580 m $-824 m
Other Financial Assets Impairment Provisions $131 m $189 m $-48 m
Other Impairment Charges and Provisions $34 m $48 m $-56 m
Net Operating Income $53,392 m $41,612 m $50,480 m
Operating Costs $31,830 m $29,191 m $30,334 m
Staff Expenses $18,002 m $18,076 m $18,742 m
General and Administrative Expenses (excluding depreciation) $13,828 m $11,115 m $11,592 m
Total Profit or Loss on Discontinued Operations & Extraordinary Items $-4,995 m $1,556 m $2,459 m
Pre-Tax Profits $13,347 m $8,777 m $18,906 m
Taxes $4,639 m $2,678 m $4,213 m
Net Income $8,708 m $6,099 m $14,693 m
Financial Datapoint 201920202021
Core Tier 1 or CET 1 $153,280 m $165,479 m $162,918 m
Adjustments to CET1 $-29,314 m $-29,429 m $-30,353 m
Net CET1 $123,966 m $136,050 m $132,565 m
Additional Tier 1 $24,393 m $24,123 m $23,727 m
Tier 1 Capital $148,359 m $160,173 m $156,292 m
Tier 2 Capital $23,791 m $24,250 m $21,494 m
Total Risk-Weighted Assets $843,395 m $857,520 m $838,263 m
Credit Risk-Weighted Assets $720,695 m $734,720 m $716,463 m
Market Risk-Weighted Assets $29,900 m $28,500 m $32,900 m
Operational Risk-Weighted Assets $92,800 m $94,300 m $88,900 m
Counterparty Credit Risk $43,900 m $42,800 m $35,800 m
BIS Capital Adequacy Ratio (Core Tier1 %) 14.70 % 15.90 % 15.80 %
BIS Capital Adequacy Ratio (Tier 1) 17.60 % 18.70 % 18.60 %
BIS Capital Adequacy Ratio (Total) 20.40 % 21.50 % 21.20 %
Financial Datapoint 201920202021
Profitability
Return on Assets 0.32 % 0.20 % 0.50 %
Return on Capital 5.87 % 3.81 % 9.40 %
Return on Equity 4.52 % 2.98 % 7.11 %
Return on RWA 1.03 % 0.71 % 1.75 %
Net Interest Margin 1.58 % 1.32 % 1.20 %
Profit Margin 23.77 % 17.40 % 38.15 %
Net Interest Income to Average Assets 1.16 % 0.97 % 0.89 %
Net Income to Average Assets 0.33 % 0.21 % 0.49 %
Net Income to Average Equity 4.50 % 3.07 % 7.14 %
Asset Utilisation 2.13 % 1.77 % 1.67 %
Equity Multiplier 13.63 % 14.33 % 14.43 %
Income
Net Interest Income to Total Operating Income 54.25 % 54.69 % 53.46 %
Net Fee and Commission Income to Total Operating Income 21.41 % 23.55 % 26.43 %
Net Trading Income to Total Operating Income 30.25 % 22.86 % 15.07 %
Net Non-Interest Income to Total Operating Income 45.75 % 45.31 % 46.54 %
Operational Efficiency
Cost/Income Ratio 56.69 % 57.89 % 61.22 %
Staff Costs to Total Operating Expenses 56.56 % 61.92 % 61.79 %
General and Admin Expenses to Total Operating Expenses 43.44 % 38.08 % 38.21 %
Pre-Tax Profit per $ of Staff Costs 0.74 0.49 1.01
Asset Quality
Non-Performing Loans (NPL%) 1.20 % 1.29 % 1.64 %
Total Impairment Charges to Total Operating Income 4.91 % 17.48 % -1.87 %
Total Impairment Charges to Gross Total Loans 0.25 % 0.78 % -0.08 %
Leverage
Capital Assets Ratio 5.46 % 5.37 % 5.28 %
Debt to Equity Ratio 1,309.24 % 1,355.73 % 1,330.50 %
Total Senior Debt to Total Equity 122.66 % 106.40 % 93.39 %
Total Senior Debt to Total Liabilities 9.37 % 7.85 % 7.02 %
Total Senior Debt plus Subordinated Liabilities to Total Liabilities 10.75 % 9.03 % 8.13 %
Total Liabilities to Total Assets 92.90 % 93.13 % 93.01 %
Liquidity
Cash Held as % Total Deposits 10.29 % 17.65 % 22.25 %
Loans to Assets Ratio 41.05 % 38.00 % 38.55 %
Loans to Deposits Ratio 74.41 % 65.75 % 62.94 %
Liquidity Coverage Ratio 150.20 % 139.10 % 138.40 %
Resilience
Loan Coverage Ratio 37.76 % 41.20 % 36.53 %
Allowance for Loan Losses to Gross Total Loans 0.78 % 1.28 % 1.00 %
Risk Profile
RWA Density 31.06 % 28.74 % 28.34 %
Credit Risk to Total RWA 85.45 % 85.68 % 85.47 %
Market Risk to Total RWA 3.55 % 3.32 % 3.92 %
Operational Risk to Total RWA 11.00 % 11.00 % 10.61 %
Counterparty Credit Risk to Credit Risk Weighted Assets 6.09 % 5.83 % 5.00 %
Counterparty Credit Risk to Total Risk Weighted Assets 5.21 % 4.99 % 4.27 %
High Quality Liquid Assets to Total Assets 22.15 % 22.72 % 24.24 %
Financial Datapoint 201920202021
Total Number of Customers 40,000,000 40,000,000 40,000,000
Number of Retail Customers 38,000,000 38,000,000 38,000,000
Number of Corporate Customers 2,000,000 2,000,000 2,000,000
Employees (Total) 235,351 226,059 219,697
Compliance Information 2019 2020 2021
PricewaterhouseCoopers PricewaterhouseCoopers PricewaterhouseCoopers
No No No
Yes Yes Yes
Yes Yes Yes
No No No
No No No
3 3 3